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Mmm mutual community rampant still wary of financial fraud low-key operation 全城热驾

The MMM community is still wary of financial fraud rampant mutual low-key operation of     suffered four regulators warning, MMM financial assistance community is still rampant, and this "low-key" act, they can not change the nature of financial fraud. Beijing Daily reporter noted that the MMM financial assistance community related publicity platform recently spread out an "low-key operation proposal", the initiative to cancel a large area of publicity. Analysts believe that if such illegal financial organizations become "low-key", "underground", will be more difficult to monitor, investors need to be more vigilant. "Low-key" late operation has been on the QQ, WeChat and other social platforms high-profile publicity MMM financial assistance community, now want to become "low-key". Beijing Daily reporter recently in a number of WeChat MMM public financial assistance in the community and find a "low-key operation proposal" (hereinafter referred to as the "proposal"), "proposal" issued by the MMM team China display. The proposal put forward 8 low-key rules, and proposed to abolish large-scale publicity. "Proposal" said, "we have been reminded of low-key operation in the network, not a large area from MMM data, the bonus system, operation process. But many members still insist on uploading video, which has attracted the attention of the major media". So in the future to carry out more "low-key" mode of operation, such as the abolition of large area promotion, do not open any ground on the MMM studio, new training only one of the guide and so on. The reason why the MMM financial aid community is still spreading is that Xiao Sa, a lawyer at Dacheng Law Firm in Beijing, said that regulators have made several reminders. As to why there is no law enforcement, it is speculated that MMM has not yet been proven to have illegally absorbed deposits from the public. And if the MMM financial assistance community becomes "low-key", "underground activities" will be more difficult to monitor. "High profile" network concept with the rise of Internet banking, financial fraud has put on the coat of the Internet, under the banner of "electronic commerce" and "investment fund" as a new concept, with high returns to lure people to invest. Various financial illegal cases, such as big group, MMM mutual financial platform, emerge in endlessly. Net loan house chief analyst Ma Jun said that the illegal fund-raising now with the power of the network, resulting in the victim of a broader, deeper penetration depth and are more difficult to eliminate. Some forms of fraud may be revived by changing names or titles. Huang Zhen, a professor at the Law School of Central University of Finance and Economics, believes that regulators should not only give hints to the original names, but also have hints for all kinds of changes. Now the block chain technology as well as the central bank proposed to study the introduction of digital currency, but also to the new head crooks and concepts to confuse investors. Ma Jun suggested that the government should give more publicity to the characteristics of these illegal fund-raising cases. Like e rent treasure, MMM financial assistance community, the government and the media have to publicize its illegality, remind investors not to participate, in fact, achieved good results. Interpretation of the Supreme People’s Court on the specific application of law in the trial of criminal cases of illegal fund-raising MMM互助社区猖獗依旧 警惕金融诈骗低调运作       遭遇了四次监管层警告后,MMM金融互助社区依然猖獗,而这次他们“低调”行事,也改变不了金融诈骗的本质。北京商报记者注意到,MMM金融互助社区相关宣传平台近日流传出一封《低调运作倡议书》,倡议取消大面积宣传。分析人士认为,如果此类金融违法组织变得“低调”,进行“地下活动”,将更加难以监控,投资者需要更加警惕。   “低调”的后期运作   曾在QQ、微信等社交平台上高调宣传的MMM金融互助社区,如今想变得“低调”了。北京商报记者日前在MMM金融互助社区的一些微信公众号里发现一封《低调运作倡议书》(以下简称《倡议书》),《倡议书》显示由MMM中国团队发出。该《倡议书》提出了8条低调运作的规则,提议取消大面积宣传。   《倡议书》提到,“我们一直在提醒大家低调运作,不要在网络上大面积地上传MMM的资料、奖金制度、运作流程。但是很多的会员还依然坚持上传视频,引起了各大媒体的关注”。因此今后要开展更加“低调”的运作方式,如取消大面积推广宣传,不开设有关MMM任何地面工作室,新人培训只做一对一的指导等等。   对于MMM金融互助社区仍在蔓延的原因,北京大成律师事务所律师肖飒表示,监管层确实进行了多次提醒。至于为何没有执法,推测是因为MMM尚未被证实具有非法吸收公众存款的事实。而MMM金融互助社区如果变得“低调”,进行“地下活动”,将更加难以监控。   “高调”的网络概念   随着互联网金融兴起,一些金融诈骗披上了互联网的外衣,打着“电子商务”、“投资基金”等新概念,用高额回报引诱人们投资。像大大集团、MMM互助金融平台等各种金融违法案件更是层出不穷。网贷之家首席分析师马骏表示,现在的非法集资借助了网络的力量,致使受害面更广,渗透深度更深而且也更加难消灭。一些诈骗形式可能换个名目或头衔就死灰复燃。   中央财经大学法学院教授黄震认为,监管层不仅要对原有的名称进行提示,而且对其各种变身都要有提示。现在区块链技术以及央行提出要研究推出数字货币,也给了骗子新的由头和概念来蛊惑投资者。   马骏建议,政府应该更多地宣传这些非法集资案件的特征。像e租宝、MMM金融互助社区,政府和媒体都有去宣传其非法性,提醒投资者不要参与,实际上取得了较好的效果。根据《最高人民法院关于审理非法集资刑事案件具体应用法律若干问题的解释》,非法集资具体表现为:未经有关部门依法批准或者借用合法经营的形式吸收资金;通过媒体、推介会、传单、手机短信等途径向社会公开宣传;承诺在一定期限内以货币、实物、股权等方式还本付息或者给付回报;向社会公众即社会不特定对象吸收资金。   投资者教育是关键   金融传销、诈骗等非法活动,不仅危及金融安全,也可能影响社会稳定。事实上,监管部门也在不断加大对非法集资的打击力度。今年2月国务院发布的《国务院关于进一步做好防范和处置非法集资工作的意见》中指出各地区、各有关部门要坚决依法惩处非法集资违法犯罪活动,密切关注投资理财、非融资性担保、P2P网络借贷等新的高发重点领域,以及投资公司、农民专业合作社、民办教育机构、养老机构等新的风险点,加强风险监控。   由公安部组建的非法集资案件投资人信息登记平台也于日前正式启用,并首先对“e租宝”及其关联公司涉嫌非法集资案件的投资人开放。据公安部有关部门负责人介绍,该平台具备身份和投资信息登记、登记注意事项信息发布等功能,今后还将用于公安机关公告的其他重大非法集资案件。   马骏认为,新型的金融诈骗案件侦破对执法机关也提出了更高的要求,不管是技术手段还是侦破手段方面,可通过大数据等手段,尽早识别及侦破非法集资案件。   在互联网不断普及的背景下,信息、资金流动加速,各类金融诈骗花样复杂,手段隐蔽。要从根本上清除金融传销,还应该提高老百姓的风险意识。“要做到完全防范是不可能的,最重要一点还是提高老百姓的风险意识,增加他们的金融常识,做好投资者教育。只有当国民整体的理财投资素养提升了,骗子也就没有生存的空间。”马骏补充道。   北京商报记者 崔启斌 刘双霞 进入【新浪财经股吧】讨论相关的主题文章:

The media will build platform for dialogue on economic and trade 116 projects in Zhejiang Tongxiang 春风尔来为阿谁下一句

The media will build platform for dialogue on economic and trade 116 projects in Zhejiang Tongxiang – Beijing, Beijing in September 24 Jiaxing Xinhua (reporter Li Tingting) 24 afternoon, focusing on Tongxiang week "?" in Wuzhen 2016 International Trade Fair opened in Zhejiang Tongxiang. The trade fair to the local media, establish a dialogue with the world docking platform, most incisive display of Tongxiang’s industry advantage and policy advantage. Hundreds of guests from home and abroad gathered together to feel the vitality and innovation of this hot land. There is heaven, there are Suzhou and Hangzhou, Suzhou intermediate is Tongxiang. Tongxiang is located in Shanghai Suzhou Golden Triangle center, advantageous location and transportation and historical heritage, rich in tourism resources, is the world’s Internet Conference held permanent. Tongxiang municipal Party committee secretary Lu Yuedong introduced, in recent years, the local focus on industrial and commercial city action plan ", always adhere to the concept of tourism and the Internet thinking, to promote economic and social transformation and upgrading. In 2015, the city achieved 65 billion 300 million yuan in regional GDP, completed 10 billion yuan in total revenue, and ranked nineteenth in the top 100 counties. China Merchants introduction is always an area, a city of the development of catalyst and booster, Tongxiang vice versa. Standing at a new starting point in Tongxiang, determined to "a net" (tourism, Internet) new development path to lead the transformation and upgrading of traditional industries, and to further expand and deepen the cooperation of all parties. In 2016 and 24 at the International Trade Fair opening ceremony, involving foreign capital, funds, Internet, entrepreneurship 116 projects leading talent, technology and other six projects successfully signed in Tongxiang. The 18 foreign investment projects, a total investment of $920 million, funded 54 projects, a total investment of 15 billion 190 million yuan, the fund project 9, the total size of 12 billion 470 million yuan, the 15 projects, a total investment of 2 billion 210 million, entrepreneurship leading talent project 10, the registered capital of 86 million yuan, science and technology project 10, a total investment of 640 million yuan. Among them, the Chinese fairy tale film project micro and quantum information science and Technology Industrial Park project is particularly striking, two projects with a total investment of 5 billion yuan respectively and 3 billion yuan. Reporters learned that the Chinese fairy tale micro film project total land 1000 acres, with a total investment of 5 billion yuan, efforts to build a micro film industry cluster. Quantum information science and Technology Industrial Park is a Chinese Academy of Sciences, University of Science and Technology of China and other domestic first-class institutes for technical support, with quantum materials, quantum device and quantum application of quantum information technology industry as the core, the integration of quantum information technology of upstream and downstream industries, the formation of quantum technology industrial clusters 100 companies, billions of value in Tongxiang, create a set of R & D, production, living, business in one of the world’s first quantum information science town. "We want to rely on University of Science and Technology of China Academy of Sciences, China power, to build quantum high technology research and development, has become China quantum technology research and development of engine." Lu Aichi, director of Tongxiang science and Technology Bureau, is full of expectation. With the world Internet Conference, the permanent settlement of the Wuzhen summit, the magnetic field effect of Tongxiang Internet industry investment is also entering

以经贸会为媒建对话平台 116个项目落户浙江桐乡-中新网   中新网嘉兴9月24日电(记者 李婷婷)24日下午,为期一周的“聚焦桐乡?相约乌镇”2016国际经贸洽谈会在浙江桐乡正式开幕。当地此次以经贸洽谈会为媒,建立起与世界对接对话的平台,淋漓尽致地展示桐乡的产业优势和政策优势。来自海内外的数百位嘉宾齐聚,共同感受这片热土迸发的创业创新活力。   上有天堂,下有苏杭,苏杭中间便是桐乡。桐乡地处沪苏杭金三角中心,区位交通优越、历史底蕴深厚、旅游资源丰富,是世界互联网大会永久举办地。   桐乡市委书记卢跃东介绍,近年来,当地围绕“工商强市行动计划”,始终坚持以旅游的理念和互联网的思维,扎实推进经济社会转型升级。2015年,该市实现地区生产总值653亿元,完成财政总收入100亿元,综合实力位列全国百强县第19位。   招商引智,向来是一个地区、一座城市发展的催化剂和助推器,对桐乡亦然。站在新起点上的桐乡,确定了以“一业一网”(旅游业、互联网)引领传统产业转型升级的发展新路径,并以此进一步拓展和深化各方合作。   在24日举行的2016国际经贸洽谈会开幕式上,涉及外资、内资、基金、互联网类、创业领军人才、科技等六大类项目的116个项目在桐乡成功签约。其中外资项目18个、总投资9.2亿美元,内资项目54个、总投资151.9亿元,基金项目9个、总规模124.7亿元,互联网类项目15个、总投资22.1亿,创业领军人才项目10个、注册资本8600万元,科技项目10个、总投资6.4亿元。   其中,华夏童话微电影项目和量子信息科技产业园区项目格外引人注目,两个项目总投资分别为50亿元左右和30亿元左右。   记者了解到,华夏童话微电影项目总用地1000亩,总投资50亿元,着力打造微电影产业集群。量子信息科技产业园则是以中国科学院、中国科技大学等国内一流院所为技术支撑,以量子材料、量子器件及量子应用等量子信息技术产业为核心,整合量子信息技术上下游产业,在桐乡形成百家公司、千亿产值的量子技术产业集群,打造集研发、生产、居住、商务于一体的世界首个量子信息科技小镇。   “我们希望依托中国科学院、中国科技大学的力量,打造量子技术的研发高地,成为中国量子技术研发的引擎。”桐乡市科技局局长卢爱驰充满期待地表示。   伴随着世界互联网大会?乌镇峰会的永久落户,桐乡互联网产业招商的磁场效应也在进一步显现。   比如,由桐乡市人民政府与“。手机”域名注册局共建的“手机城市”项目,将以手机为媒介,凭借先进的通信手段,采集、分析城市各类移动信息,利用互联网服务搭建一个面向包括民生环保、公共安全等方面的移动应用平台。可帮助城市服务者合理有效的利用资源,将科技发展成果转换为城市生产力。   作为一家互联网创业企业,为什么没有首选一线大城市,而选择桐乡?对此该项目负责人马燕黎表示,桐乡未来是互联网产业发展的前沿阵地,具有良好条件。   据悉,当天还发布了《桐乡市投资环境研究报告》,报告基于对桐乡市投资环境分析,归纳总结了桐乡最具有吸引力的四大优势:即卓越的区位优势、基础扎实的制造业产业、深厚的文化积淀以及为企业提供全方位服务的政府。   另外,开幕式上还举行了乌镇大数据高新技术产业园区授牌仪式、中国科学院地质与地球物理研究所成果产业化示范基地授牌仪式以及招商引智突出贡献奖颁奖仪式。(完)相关的主题文章:

The more the brain folds, the smarter it is Scientists use 3D printing to uncover the truth – Sohu T 几梦hh

The more the brain folds, the smarter it is? Scientists use 3D printing to uncover the truth – Sohu science and technology say that the human brain is the sexiest thing, then how much do you know about your brain? Recently, a group of researchers from the United States created a human brain model using 3D printing technology, revealing an ancient secret. We’ve all seen it in Biology (or zombie), and there’s a lot of wrinkles on the surface of the human brain (the cortex). However, you may not know that our brains are fairly smooth in the initial state, and the wrinkles begin to appear around 20 weeks of gestation, and this folding process, also known as "gyrification", continues until the age of one and a half. Why our brains are different from other animals, including primates, elephants, dolphins, pigs, and so forth, is one of the reasons for this particular wrinkle. Basically, this is a way of adapting the cortex to a small space (skull), and the larger the cortex means more cortical neurons, and correspondingly, cognitive and intellectual abilities are even higher. But the question that has plagued neuroscientists for years is: how does the brain actually form the fold? Some related research theories involve heredity, cell, or some biological mechanism, which cannot be further studied because human brain can not be studied. Now, a team from the Harvard University and other colleges and universities use 3D printing manufacturing a realistic brain growth model, proved that although in the process of wrinkling in molecular activities is essential, but the main reason caused by folds or from the basic mechanism of instability, essentially compression and buckling. To test this theory, the research team developed a multilayer 3D gel print fetal brain, each layer is printed by 3D soft gel of different materials, will change into a solvent, which can vividly show how the brain produce wrinkles from smooth skin. Through to the cerebral cortex folds understanding, we will have the opportunity to learn more and brain related disorders cause, although the 3D printing models show only the most basic fold, but I believe that in the future there will be more complex and more dynamic fold phenomenon is developed. This article is written by 3D tiger! Reprinted please indicate the source " 3D tiger " learn more 3D printing information, focus on 3D tiger WeChat public number "daily3dhoo""

大脑褶皱越多越聪明?科学家利用3D打印揭开真相-搜狐科技   大家总说人类的大脑是最性感的东西,那么对于你的大脑,你究竟了解多少呢?近日,一群来自美国的研究人员利用3D打印技术制作了一个人脑模型,揭开了一项古老的秘密。   查看原文:   我们大家在生物课(或者僵尸片里)看到过,人脑的表面(大脑皮层)有着大量的皱褶。然而,你可能不知道,我们的大脑在初始状态下是相当平滑的,在妊娠期到了20周左右,才会开始出现皱褶,这个折叠的过程,又被称为“gyrification”,一直会持续到一岁半。   为什么我们的大脑和其他动物不同,包括灵长类动物、大象、海豚、猪等,原因之一就是这种特殊的皱褶。从根本上来说,这是一种让大脑皮层适应小型空间(头骨)的方式,越大的皮层意味着更多的皮层神经元,相应地,认知能力和智力也就更高。   不过,困扰神经学家多年的问题是:大脑究竟是如何形成褶层的?有些相关研究理论涉及遗传、细胞、或者某种生物机制,由于不能拿人脑研究,更进一步的研究始终无法进行。   如今,来自哈佛大学等高校的研究小组用3D打印制造了一个现实的大脑生长模型,证明了:虽然在产生皱褶的过程中,分子活动必不可少,但是引起褶皱的主要原因还是来自“基本的机制不稳定性”,从本质上说就是压缩和屈曲。   为了验证这一理论,研究小组制作了一个多层3D打印凝胶胎儿大脑,每一层都由不同的3D打印软凝胶制成,在浸入溶剂时会发生不同程度的变化,从而可以生动地展示大脑如何从光滑的表皮产生皱褶的过程。   通过对大脑皮层皱褶产生的了解,我们将有机会了解更多和大脑相关的紊乱症病因,虽然目前这个3D打印模型展示的只是最基本的褶皱情况,但是相信在今后一定会有更复杂更动态的褶皱现象被研发。   本文由3D虎原创!转载请注明来源 "3D虎 "   了解更多3D打印资讯,关注3D虎微信公众号“daily3dhoo”相关的主题文章:

Li Xiaojia time difference is similar to interconnection, Chinese people do not sleep 西北师范大学就业信息网

Li Xiaojia: time to close the interconnection Chinese not sina finance App sleep: Live on-line blogger to guide Sina Hong Kong APP: real time market exclusive reference stocks also worth the investment? What’s the problem? Where is the future? Sina Hong Kong stocks launched "Hong Kong stocks are not attractive" big discussion, with a rational and constructive attitude, welcome to pay attention to Hong Kong stocks, people concerned about the capital market, together with Hong Kong stocks for advice and suggestions, and conspiracy of Hong Kong stock market tomorrow. Please to hkstock_biz@sina. Sina Hong Kong News August 25th news, today the summer Yabuli Forum opened in Xi’an, the Hong Kong Stock Exchange CEO Li Xiaojia attended the "Shenzhen and Shanghai Hong Kong Forum, he said at the forum, only the two time the market can be similar for interoperability, Chinese sleep can not sleep, foreigners are not, we can engage in interoperability and singapore. [Topic] talking about the AH share price difference, Li Xiaojia said that when there is a risk arbitrage mechanism between A shares and H shares, the AH stock price difference can be eliminated. At present, although the same company A shares and H shares of the same rights, but because the stock can not flow freely on both sides and replace each other, A shares are still higher than the H shares. Talking about the significance of Shenzhen Hong Kong pass, Li Xiaojia said that Shenzhen Hong Kong pass model has a huge positive effect on China’s financial market, it combines the two regulators together, so that China from the lack of money to the rich country change. The Forum continues, Sina Hong Kong stock market will continue to report for you. The Forum: the stock market forum: Shenzhen Tong "and" Shanghai and host: Li Yifei man’s Chinese District chairman invited speaker: Li Xiaojia Hong Kong Exchanges and Clearing Ltd Group CEO invited panelists: Mao Zhenhua the founder of Renmin University of China, director of the Institute of economic research Qiu Xiaohua Minsheng Securities chief economist Xu Liqing Jardine Matheson (executive director and China) Chairman chairman Wu Qingbin Thailand Trust into a limited liability company [Sina] to discuss financial shares

李小加:时差相近才可互联互通 中国人不睡觉不行 新浪财经App:直播上线 博主一对一指导 新浪港股APP:实时行情 独家内参   港股还值不值得投资?出现了什么问题?未来出路在哪里?新浪港股发起“港股还有没有吸引力”大讨论,以理性、建设性的态度,欢迎关注港股、关注资本市场的人士,一起为港股建言献策,共谋港股市场的明天。来稿请至hkstock_biz@sina 。   新浪港股讯 8月25日消息,今日亚布力夏季论坛在西安开幕,港交所行政总裁李小加出席“深港通与沪港通”的论坛,他在论坛上表示,只有两个时差相近的市场才可以进行互联互通,中国人不睡觉可不行,外国人不睡觉也不行,我们可以和新加坡搞互联互通。【直播】【专题】   谈及AH股差价,李小加表示,当A股与H股之间有无风险套利的机制存在时,才可消除AH股价差。目前,尽管同一个公司的A股和H股是同股同权,但由于两边的股票不能自由流动和互相替代,A股股价仍高于其H股股价。   谈及深港通的意义,李小加说,深港通这种模式对中国的金融市场有巨大利好效应,它把两个监管者结合在一起,让中国从缺钱国向有钱国转变。     论坛还在继续,新浪港股将继续为您报道。   该论坛的嘉宾:   股市论坛:“深港通”与“沪港通”主持人:李亦非 英仕曼集团中国区主席   邀请主讲人:李小加 香港交易及结算所有限公司集团行政总裁   邀请讨论嘉宾:   毛振华 中诚信创始人、中国人民大学经济研究所所长   邱晓华 民生证券首席经济学家   许立庆 怡和控股执行董事兼怡和(中国)有限公司主席   吴庆斌 中泰信托有限责任公司董事长 进入【新浪财经股吧】讨论相关的主题文章:

Real estate funds into the stock market research funds from the real estate private part 长沙医学院衡阳校区

Real estate funds into the stock market research funds from the real estate private part introduced recently a number of city real estate market regulation policy, investment funds speculation channels blocked, this part of the funds will decide on what path to follow? According to the survey Zhengbao reporters, real estate developers and property investors funds part of the foresight of the recent stock market quietly entered the signs, and the October survey of third party institutions do also show that private equity has improved confidence in the market outlook. Part of the private Shenzhen said that only recently established products, a considerable part of the funds from the real estate business, the real estate business to predict property prices in the next few years will not crash, but it will not rise, and therefore no longer get housing, but the funds will be invested with more potential market. The private person said: "the real estate business sense of smell is far higher than the real sense, small developers so many years steeped in the industry, decided to withdraw to the real estate industry, the real estate industry is to feel the chill, but the stock market after a relatively long time and more depth adjustment, the categories of assets the valuation of depression, attracted these real estate funds have a keen sense of smell." Part of the real estate industry elites also made "selling stocks" action. It is reported that Shenzhen, a veteran real estate business executives this year "51" had sold out the house in Shenzhen, and will be part of the funds entrusted to private securities, part entrusted to the fixed income of private equity, while another part of the funds to choose investment in the sea. However, in the opinion of those institutions, the current real estate funds is difficult to scale into the stock market. Beijing a private said: "the real estate regulation is not the first time. Real estate investment funds scale, part of the funds will flow into the stock market, but the amount of money into the stock market depends on whether the stock market has the effect of making money. In general, whether the real estate investment or investment in the stock market, investors are to buy or not to buy, only the stock market rose to attract considerable market funds into the stock market, and promote the stock market to rise further. Otherwise, it is difficult to attract large inflows of capital market." There are some private said, before the National Day has received some withdrawal of funds from the real estate market in consultation, but from the housing fund style is very aggressive, and the pursuit of a healthy private style does not match, therefore rejected this part of the funds. "Real estate 10 year bull market gave speculators enough profit, resulting in their earnings expectations are high, but Gao Yingli expected must be complemented by high risk investment, and the company’s investment has always been prudent, we rejected this part of the funds is not regret." Shenzhen, a veteran private person in charge said. At the same time, private equity generally improved confidence in the market outlook. Private line network of private in October survey shows that up to 44% of the private bullish on the outlook, of which up to 12% private holds extremely optimistic attitude to the market outlook market outlook; look at the private equity still accounted for most, reached 46%, but compared with the previous month data has a certain decline; while the bearish market outlook private equity last month decreased only 10%.

房地产资金流入股市初显 部分私募资金来自地产商 近期多个城市出台了房地产市场调控政策,炒楼资金投资渠道受阻,这部分资金将何去何从?上证报记者调查显示,部分先知先觉的房地产开发商资金及楼市投资者近期有悄然走进股市迹象,而第三方机构所做的10月份调查也显示,私募对后市信心有所提升。深圳部分私募表示,近期成立的多只产品中,有相当一部分资金来自房地产商,这些房地产商预判楼市的价格未来几年虽然不会大跌,但也不会大涨,因此不再拿地和建房,而是将资金投入更有潜力的股市。上述私募人士坦言:“房地产商的嗅觉其实远远高于炒房客的嗅觉,小型地产商这么多年浸淫于行业,能够毅然抽身房地产行业,是感觉到了地产行业的寒意,而股市经过了比较长时间和比较有深度的调整,成了大类资产的估值洼地,吸引了这些具有敏锐嗅觉的地产资金。”部分房地产行业的精英人士也做出了“卖房炒股”的动作。据悉,深圳某老牌地产商的高管今年“五一”之前已经卖光了其在深圳的房子,并将其中一部分资金委托给了证券类私募,一部分委托给了固定收益类的私募,而另一部分资金则选择出海投资。不过,在机构人士看来,目前房地产资金还难以大规模流入股市。北京某私募坦言:“房地产调控不是第一次了。房地产投资资金规模庞大,部分资金会流入股市,但流入股市的资金量还要看股市是否有赚钱效应。一般来说,无论房地产投资还是股市投资,投资者都是买涨不买跌,只有股市先涨才能吸引相当规模的楼市资金进入股市,进而推动股市进一步上涨。否则,很难吸引楼市资金大量流入。”还有部分私募表示,国庆节前就接到了一些从房地产市场中退出资金的咨询,但来自房市的资金风格相当激进,与私募追求稳健的风格不相符,因此拒绝了这部分资金。“房地产的10年牛市给了炒房客足够的盈利,导致他们的盈利预期很高,但高盈利预期必然要辅之以高风险投资,而公司的投资一向以谨慎稳健为主,我们拒绝了这部分资金也并不遗憾。”深圳某老牌私募负责人说。同时,私募对后市信心普遍有所提升。私募排排网对私募10月份的调查显示,高达44%的私募对后市持看涨态度,其中高达12%的私募表示对后市持极度乐观的态度;看平后市的私募仍然占比最多,达到46%,但较上月数据已有一定幅度下降;而看跌后市的私募较上月则有明显下降,仅为10%。相关的主题文章:

Private Equity Fund down signal show red money market cautious view – fund channel 黄申

Private Equity Fund: down signal show red money market cautious view – fund channel before the last week, A shares staged a wave of red envelopes market. The market rose for three days, the gem refers to the following Friday after four consecutive trading days closing candle, short-term appeared more clearly signal the. How will the festival market be interpreted? Insiders, after the release of overly pessimistic expectations, the market is expected to stabilize, but the A shares repair rebound space and time is relatively limited. Shi Jianjun (China related stock movements Anne securities wealth center deputy chief, chief investment adviser): February at 2638 points above the market or keep running more than a month ago, I put forward that the market will be late in the month over a low stage, before the Spring Festival market will open three weeks of oversold rally. By the end of last week, I was even more aware that the February Spring Festival was about to begin. Judging from the actual situation, last week after the market bottomed out 2638 points, it really appeared rebound. By Thursday, the rise index has already stood on 5 and 10 two short term moving average, obviously, the market appears to be conducive to short-term market signals to do more. From the weekly combination, after falling for five consecutive weeks in the market channel, pulled out a small rebound signal line, stabilized in the short term began to appear. According to the normal rebound cycle theory, the rebound started at 2638 points, the time should be able to maintain more than three weeks. In other words, the whole market will not return to the bottom of 2638 in February. Last week I talked about the idea that 2850 would be the central point of price volatility throughout the year of 2016, and gave a fluctuation range of up and down 600 points. In other words, I think that the volatility of Shanghai Composite Index will be reflected mainly between 2250-3450 points in 2016. I also explicitly suggest that, as the 2850 point of the volatility center, the greater the deviation of the broader index, the stronger the demand for reverse operation. Now, let’s take a look at the lower limit of the market, 2638 points, relative to the 2850 point of the fluctuation center, the lower deviation is roughly 200 points. So, according to the principle of concussion, the rebound started this week, the first technical resistance should be around 2830-2850 points. If you cross the 2850 point, then the upward swing resistance should be around 3030-3050. Obviously, this 3030-3050 technical resistance band will be an important resistance point for the 2638 point rebound. Some market participants will be the 2638 point down as the beginning of the reversal of the market. For this, I can only laugh. What is reversal? The important feature of the reversal is that the Shanghai composite index can form a market trend aiming at creating a new high of 5178 and 6124. I’ve said many times that there’s no basis for market reversal this year. Not only that, in the next two or three years, the Shanghai composite index may not be able to hit a new high. The reason is very simple: due to the natural defects in the design of the Shanghai Composite Index, the macro industry has entered the process of structural adjustment, the traditional industry occupies the biggest weight of the so-called.

私募基金:止跌信号显现 红包行情谨慎看待-基金频道   节前最后一周,A股市场上演了一波红包行情。大盘连涨三天,创业板指则继上周五之后又连续四个交易日收阳线,短期出现了明显的做多信号。节后行情将如何演绎?业内人士看来,过度悲观预期释放后,市场有望企稳,但A股修复性反弹的空间和时间相对有限。   石建军(华 相关公司股票走势 安证券财富中心副总、首席投资顾问):   二月大盘或保持在2638点上方运行   一个多月前,我就提出,大盘将在一月中下旬探出一个阶段性低点,春节前的大盘将开启为期三周的超跌反弹行情。到了上周末,我更加明确地提示,2月小阳春即将拉开帷幕。从实际情况看,上周大盘在探低2638点后果然出现止跌反弹。到本周四,上涨指数已经站上了5日和10日两条短期均线,显然,市场出现了有利于短期做多的市场信号。   从周线组合看,大盘在连续五周的下跌通道之后,拉出了一根止跌反弹的小阳线,短期止跌的信号开始显现。按照正常的反弹周期理论,2638点开始的反弹,时间上应该能够维持三周以上。换言之,整个二月份,大盘应该都不会再度回到2638点的下方。   上周我曾谈到过一个有关2850点将成为2016年全年的价格波动中枢的观点,并给出了一个上下600点的波动区间。也就是说,我认为,2016年全年上证指数的波动区间将主要体现在2250-3450点之间。我还明确地提示,作为2850点的波动中枢,大盘指数的偏离度越大,进行反向运行的要求就越强烈。   现在,我们再来看看本次大盘的下探低点2638点,相对于2850点的波动中枢而言,下偏差大致是200点。那么,按照震荡波动的原理,本周开始的反弹,第一道技术性阻力就应该在2830-2850点一带。如果越过了2850点,那么向上的摆动阻力位置就应该在3030-3050点一带。显然,这个3030-3050的技术阻力带,将是本次2638点反弹的重要阻力位。   一些市场人士将本次2638点的止跌回升认作为是大盘反转的开始。对此,我只能呵呵一笑。什么叫反转?反转的重要特征是,上证指数能够形成一个旨在创出5178和6124点新高的市场趋势。我已经多次表示过,今年根本不存在市场反转的基础。不仅仅如此,未来两三年,上证指数也未必能够创出新高。原因很简单:由于上证指数在设计上的天然缺陷,在整个宏观经济进入结构大调整的过程中,传统行业占据最大权重的所谓五朵金花,现在都成了拖累大盘再创新高的最大累赘。所以,如果没有更大权重的中概股的加盟从而改变上证指数的权重结构,如果管理层坚持做好经济结构的良性调整而不再搞过度的货币放水和投资拉动,那么,上证指数再创历史新高就只能是一种不切实际的幻想。   可见,上涨指数将在相当长的时间周期内,表现为区间震荡的市场特征。未来市场上涨的主要指数,将是创业板、中小板和即将新上市的战略新兴板指数。这是毫无疑问的。   对于本次2638点的反弹,还有两点必须讲清楚:第一,如果反弹确实能够指向3030-3050点,那么,性质上就可以认定这是个次级反弹。第二,如果反弹仅仅止步于2830-2850点,那么,这只是个弱势反弹的性质。而判断反弹结束的重要标志是:指数跌破2638点开始的反弹通道!   吴国平(广东熠融投资董事长):   节后反弹持续的概率很大   问:从历史经验看,上证综指共出现过9次单月跌幅超过20%的情况,除去1992年A股市场成立之初的一次情况例外,其余8次大跌后的次月中,上证综指均出现不同程度的上涨。本周市场出现缩量反弹的行情,您认为未来反弹是否能持续?理由是什么。   答:反弹持续的概率很大。理由很简单,跌多了自然就会涨,没有只跌不涨的市场。还有历史数据显示,2月份其实是大概率要上涨的,这也是支撑因素。另外,未来我们预期政策上会有积极的措施出台,只不过现在处于酝酿阶段,春节期间和春节后密切留意政策面的积极变化。   问:对于反弹行情,投资者普遍比较关注空间有多高,您怎么看?   答:第一目标位3000点上方,一旦收复,就是剑指3600点,完全收复,市场现在这位置,我们思考的不是反弹多少的问题,我们思考的是市场一旦反攻,最终是否可以演变为反转的问题。不管如何,现在这位置,最好的策略就是布局,哪怕市场还要下滑,这里中期的风险是很低的,关键是个股,我们认为部分个股已经在构筑底部走势,轻大盘重个股更重要。   问:市场大跌后,大家都想找防御品种。而且每一轮熊市中的防御品种都是不一样的,上一轮熊市中最好的防御品种,往往是下一轮牛市中最好的进攻品种。在您眼里当下股市比较好的防御品种是什么呢?   答:其实跌的最惨的就是相对比较好的防御品种,还有就是市场在3.0股灾中能够相对抗跌,相对强势的品种,我们也认为是当下不错标的,道理很简单,能抗跌相对强势本身就说明有资金在运作,除非市场继续暴跌,否则参与进去是相对安全的。同时,防御板块,也可多留意医药,这板块一直都是属于资金避风港,尤其是长期走牛的白马股。   问:从过去几年来看,春节前后通常是货币政策调整的高发期,您认为今年会否在春节前后出现货币政策的调整?   答:大概率,目前的经济需要货币进一步调整,未来经济要复苏,这牌迟早还是要出的,既然晚出还不如现在就出,对市场产生的积极效应也会传递更快些。   问:您认为节后哪些因素或者事件会对A股带来影响?   答:第一是国际市场的波动走势,我们预期应该是不会太差,甚至有惊喜;第二是货币政策,看央行的态度了,这点我们认为是什么时候来的问题;第三就是关于证券市场本身的政策,这要看国务院了,比如印花税等,证监会则要等留意节后其一些最新的动态,比如新股最新政策,还有就是一些制度上的改革。   问:节后您认为投资者应该如何布局投资机会?从全年来看,哪些因素需要重点考虑?   答:新兴产业是2016年的重要主题,全年来看,如果要抓到真正的大机会,我想,肯定会在这领域诞生的,只是我们要研究的是究竟是什么细分领域,比如虚拟现实吗,比如在线教育吗,比如生物医药吗,很多都需要好好考虑,操作上结合事件性来把握会比较好。   金鼎(私募基金经理):   突破2750点并非是坚实可靠的   周五市场小幅高开后维持震荡,创业板权重股表现强势,无奈券商股表现低迷,拖累股指上行动力,盘面热点散乱,没有人气板块出现,无法形成合力!十点半左右,券商股和创业板权重下挫带动指数下行,资金明显出逃,抛盘不断!市场表现弱势,临近十一点,股指略有回升后继续维持弱势震荡;午后市场延续震荡态势,量能再次萎缩,交易欲望不高!临近两点,以神车为首的高铁板块和两桶与拉升形成护盘,股指出现弱势反抽,无奈好景不长, 市场抛单涌现,股指再度跳水,两点半左右,以英飞拓为主、深深宝为辅的妖股兴风作浪,股指上扬,无奈未能封死涨停,股指再度回落,市场带量下挫并创日内新低。截至收盘,上证指数跌17点,收于2763点,创业板指跌29点,收于2096点。上证成交量周五1456亿,深市2179亿,合计3635亿。创业板582亿!   2015年对于全世界来说,都是极其困难的一年。世界经济放缓,西方主要经济体复苏迹象不明显,对于中国市场的国际需求大大降低。而中国经济增速达到6.9%,在世界主要经济体中名列前茅,充分体现了中国经济的韧性和潜力。另外,中国目前是世界第二大经济体,6.9%的增速转换成实际增量相当可观,对2015年世界经济总增长贡献率达到25%,世界经济“火车头”的美誉实至名归。我们认为,中国经济正逐步适应新常态,GDP增速下降的背后是经济质量的提高。三大产业结构比例更加合理,产业结构优化升级趋势仍将继续。与其说中国经济在‘急刹车’,不如说是在有控制地减速,从高速发展时期平稳过渡到中高速发展时期。经济结构转型、激发内需消费潜力仍应是2016年中国经济的主要任务。中国经济将保持中高速增长。对中国经济的中长期发展我们坚定看好。   消息面来看:管理层表示,全国社保基金现在稳定运行,将来就是“压舱石”,保证公众对未来有一个良好的预期,“条例出来,基金该干什么干什么,越雷池一步都不行!”人社部已多次表示,基本养老金市场化运营将在今年内启动。但知情人士称,养老金入市的前景并没有之前市场预计的那么乐观。很多地方考虑到未来人口老龄化带来的养老金支付压力,对养老金入市持审慎态度。另外,截至2月4日,上交所融资余额报5243.37亿元,较前一交易日减少20.91亿元;深交所融资余额报3640.56亿元,减少22.83亿元;两市合计8883.93亿元,减少43.74亿元。   周五是羊年阴历的最后一个交易日,相信2016年的行情不会比2015年更差,我们认为创业板中很多小而美的公司将有相当的涨幅!无论经济如何,在一个体量足够大的经济体中,都会有相当数量的十倍牛股出现!   盘面来看,周五市场大幅震荡,热点散乱,资金无心恋战选择场外观望,仅有黄金板块和ST板块表现较好,前期表现强势的各路妖股周五全部熄火,弱势格局明显。从股指波动结构来看,我们不认为上证指数突破2750是坚实可靠的,因为市场、特别是沪市,并未出现明确的扛旗概念和愈发明确的赚钱效应,上涨更像是节前空头休假时多头借外力进行的一次偷袭。相关的主题文章:

美团-大众点评作为一家持续创新的互联网公司 庄稼一枝花的下一句

The United States Mission – public comment now supports the Apple Pay- Sohu Technology (2016 date) Beauty Group – public comment under the U.S. group, public comment, opal film, U.S. support of customers using Apple Pay today, a fast and safe method of payment. In the more than 1200 city more than 10000 businesses, using the U.S. group, public comment, opal film, U.S. App online payment can experience Apple Pay, to cover the restaurant, takeaway ordering, movie tickets, hotels and tourism, leisure and entertainment rich category. The line with Apple Pay, App Apple Pay launched a public comment seckill special activities, provide exclusive benefits seckill for Apple users, users can directly through the Apple Pay to pay. Security and privacy are the core of Apple Pay. When you add a credit card or a debit card, the actual card number is neither stored on the device nor stored on the Apple server. The system assigns a unique Device Account Number equipment account, the account is encrypted and stored in a secure manner Secure Element security chip in on the device. Each transaction uses a one-time unique dynamic security code for authorization. The United States Mission – public comment vertical business vice president Lou Xiaobo said, the United States Mission – public comment as a continuous innovation of the Internet Co, has been committed to providing better products for the user experience. In addition to Apple Pay easy to use, can protect the user’s property, the U.S. group and the public comment as the first to support Apple Pay App, will bring new users of mobile payment experience. The App for the payment of goods or services, Apple Pay, iPhone 6S 6S for iPhone Plus, iPhone 6, iPhone Plus 6, iPad Air 2, iPad Mini 3, iPad MINI 4 and iPad Pro. For more information about Apple Pay, you can access: cn apple-pay

美团-大众点评现已支持Apple Pay-搜狐科技   (2016年月日)美团-大众点评旗下美团、大众点评、猫眼电影、美团外卖已于今日起支持顾客使用Apple Pay,一种快速、安全的支付方式。   在全国1200多个城市超过万家商家,使用美团、大众点评、猫眼电影、美团外卖App在线支付都可体验Apple Pay,覆盖到店餐饮、外卖订餐、电影票、酒店旅游、休闲娱乐等丰富的品类。为配合Apple Pay上线,大众点评App推出Apple Pay秒杀专场活动,为苹果用户提供专属秒杀福利,用户可以直接通过Apple Pay进行支付。   安全性和私密性是 Apple Pay 的核心所在。添加信用卡或借记卡时,实际的卡号既不存储在设备上,也不存储在 Apple 的服务器上。系统会分配一个唯一的 Device Account Number 设备帐号,对该帐号进行加密,并以安全的方式将其存储在设备上的 Secure Element 安全芯片中。每次交易都使用一次性的唯一动态安全码进行授权。   美团-大众点评垂直业务副总裁娄晓博表示,美团-大众点评作为一家持续创新的互联网公司,一直致力于为用户提供更好的产品体验。Apple Pay除了简单易用之外,更能够保护用户的财产安全,此次美团及大众点评作为首批支持Apple Pay的App,将带给用户全新的移动支付体验。   在App 中为货物或者服务支付时,Apple Pay 适用于iPhone 6s、iPhone 6s Plus、iPhone 6、iPhone 6 Plus、iPad Air 2、iPad mini 3、iPad mini 4 以及iPad Pro。   有关Apple Pay 的更多信息,可以访问: cn apple-pay 相关的主题文章:

resulting in faster charging. Or on sale in March 11th in addition 上海电机学院教务处

Samsung GALAXY S7 China Certified Tencent in March released digital news (Aqua) Samsung GALAXY S7 is undoubtedly the focus of everyone concerned recently on the network, all kinds of information about the machine and raise a Babel of criticism of speculation. The day before being leaked Samsung conference posters and confirm the release time information, the Samsung GALAXY S7 country line version also has been approved emission models of national quality certification center of the 3C certification and the administration of radio radio, which means that as long as get listed the required network license, will be able to come in March landing on the domestic market. The national bank certified according to the National Quality Certification Center released information display, Samsung has three models for SM-G9300, the new machine SM-G9308 and SM-G9350 obtained 3C certification, were produced by Huizhou Samsung Electronics Co Ltd. According to the naming rules of Samsung mobile phone and information after the exposure, the third model respectively corresponding to the Samsung GALAXY S7 China open country line version, mobile version and curved screen version of the GALAXY S7 edge model for china. In addition, from the publication of the national radio type approval authority list, Samsung GALAXY S7 and S7 edge state line version will have full Netcom, all mobile, China Unicom and China Telecom 2G 3G 4G network, the model for the mobile version of SM-G9308 supports GSM WCDMA TD-SCDMA TD-LTE FDD-LTE compatible network, 2G mobile and China Unicom 3G 4G network, should be able to have the dual card dual standby function. The charging speed upgrade is worth mentioning, released by the national quality certification center of the information, the charger model with three types of GALAXY S7 and S7 edge state line version is EP-TA20CBC, also is the charger model with Samsung GALAXY S6, 9.0V DC 1.67A and the total output of 5.0V DC 2A two file are compatible with Qualcomm QC2.0 fast charge technology, and not have the snapdragon processor 820 QC3.0 fast charge technology. However, according to the great God broke @Eldar Murtazin disclosed on twitter that the Samsung GALAXY S7 in the mobile phone charging speed on further, with a larger capacity battery 3000 Ma when the case, it only takes 25 minutes to charge up to 50% of the electricity, full is required 100 minutes, while Samsung GALAXY S6 to achieve this result needs 30 minutes. Therefore, while equipped with charger case, Samsung is possible with the new USB Type-C interface and the charging chip optimization, resulting in faster charging. Or on sale in March 11th in addition, although the Samsung GALAXY S7 processor has no suspense, but what exactly is the state line version, equipped Xiaolong 820 or Exynos 8890 is still controversial. However, due to the Samsung’s new 2016.

三星GALAXY S7国行获认证 3月同步发售腾讯数码讯(水蓝)三星GALAXY S7无疑是大家近期关注的焦点,在网络上有关该机的各种消息也是炒得沸沸扬扬。日前,在陆续泄露三星发布会宣传海报和确认发布时间等信息之后,三星GALAXY S7国行版本也已经获得了国家质量认证中心的3C认证和无线电管理局的无线电发射型号核准,这意味着只要再拿到上市所需的入网许可证,便能够如约在三月份登陆国内市场。国行获认证根据国家质量认证中心公布的信息显示,三星旗下有三款型号为SM-G9300,SM-G9308以及SM-G9350的新机获得了3C认证,均由惠州三星电子有限公司生产。而按照三星手机的命名规则以及此前曝光的信息来看,这三个型号分别对应的将是三星GALAXY S7国行公开版,国行移动版以及曲屏版的GALAXY S7 edge国行型号。此外,来自国家无线电管理局公布的型号核准名单显示,三星GALAXY S7和S7 edge国行版本都将具备全网通功能,通吃移动,联通和电信的2G 3G 4G网络,而型号为SM-G9308的移动版本则支持GSM WCDMA TD-SCDMA TD-LTE FDD-LTE网络,兼容移动和联通的2G 3G 4G网络,应该都会具备双卡双待功能。充电速度升级值得一提的是,从国家质量认证中心公布的信息来看,三个型号的GALAXY S7和S7 edge国行版本所配的充电器型号均为EP-TA20CBC,也就是与三星GALAXY S6的充电器型号一样,输出共有9.0V DC 1.67A 和 5.0V DC 2A两档,均兼容高通QC2.0快充技术,并不是骁龙820处理器所具备的QC3.0快充技术。不过,根据爆料大神@Eldar Murtazin在推特上披露的说法,三星GALAXY S7会在手机的充电速度上再进一步,在配备容量更大的3000毫安时电池的情况下,只需要25分钟便能够充至50%的电量,全部充满则需要100分钟,而三星GALAXY S6要达到此成绩则需要30分钟。因此,尽管在配备同款充电器的情况下,三星有可能借助全新USB Type-C接口以及对充电芯片优化,从而获得了更快的充电速度。或3月11日开卖除此之外,虽然三星GALAXY S7所配处理器已经没什么悬念,但国行版本到底是搭载骁龙820还是Exynos 8890则仍存争议。不过,由于三星最新推出的2016款双网版GALAXY A7(型号SM-A7108)改用了exynos7580处理器,所以外界推测三星GALAXY S7全网通公开版(SM-G9300)将搭载骁龙820处理器,而移动定制的双网版(SM-G9308)则将装载Exynos 8890处理器。而根据爆料大神@evleaks曝光的疑似三星发布会宣传海报显示,三星GALAXY S7确认将在2月21日发布,然后会在3月11日登陆欧洲和美国市场,加上过去曝光的中国移动新品PPT泄露的三月国内上市等信息,也就是意味着三星GALAXY S7和S7 edge或将在3月11日全球同步上市,但暂时还不清楚具体的销售价格。 视频: 「E分钟」20160128:iPhone5se三月十四发布,三星S7配置全面确认相关的主题文章:

银行业去年状况尽收眼底 t91步枪

Listed banks continued to decline in profits this year net profit growth of listed banks in 2015 or zero report disclosure soon, with already published results of letters, the banking industry last year in a panoramic view. It is estimated that the overall profit growth of listed banks last year or about 2%, the bank non-performing loans at the same time pressure. Analysts also believe that in 2016 the growth rate of net profit growth of listed banks will be "zero growth", but non interest income is expected to help the banking industry profit growth. Performance – profit growth fell into the single digit recently, Shanghai Pudong Development Bank to disclose the 2015 annual China’s first bank performance express, the 2015 annual operating income 146 billion 500 million yuan, an increase of 18.97%. Attributable to shareholders of the parent company net profit of 50 billion 500 million yuan, an increase of 7.6%, earnings per share of 2.66 yuan, attributable to ordinary shareholders of the parent company’s net assets per share of 15.29 yuan. In addition, the industrial bank to display the results of letters, attributable to shareholders of the parent company net profit of 50 billion 257 million yuan, an increase of 6.62%; CITIC Bank net profit attributable to shareholders of 41 billion 200 million yuan, an increase of only 1.2%; Minsheng Bank released results of letters in 2015, achieved operating income of 154 billion 425 million yuan, an increase of 13.99%, to achieve the parent net profit of 46 billion 111 million yuan, an increase of 3.51%. Look at the remaining few has disclosed the results of the listed banks net profit of CITIC Bank and Industrial Bank in 2015 attributable to shareholders of listed companies increased by 1.15% and 6.62% respectively, and the results of its 2014 growth rate reached 3.87%, 14.38%. Ping An Bank said the notice issued performance, 2015 attributable to shareholders of listed companies net profit growth of 5% over the previous year to 15%, while its 2014 earnings growth of 30.01%. See from the above several performance express is not difficult, most of the growth performance of listed banks fell further in 2015, and fell into the single digits. – on the financial impact of the Internet Banking Commission data show that as of the end of 2015, total banking assets of 194 trillion and 200 billion yuan, an increase of 1.1 times more than the end of 2010; the loan balance of 98 trillion and 100 billion yuan, growth of 95% over the end of 2010; commercial Bank net capital of 13 trillion and 100 billion yuan, an increase of 1.6 times more than the end of 2010. However, the sharp decline in the net profit growth of banks has become an indisputable fact. The media quoted sources said the CBRC executives close to the CBRC, commercial banks have estimated that the 2015 annual profit of about 1 trillion and 600 billion yuan, year-on-year growth rate fell to 0.5%. The industry also revealed that some of the four banks in 2016 net profit growth target is set to negative 5% to minus 8%, down further than last year. In 2015, ICBC, Bank of China and ABC’s net profit growth target was negative, CCB’s target was 1%. In fact, as early as the first three quarters of 2015, the net profit growth of state-owned big banks was close to zero times". In the five major lines, the net profit of the four major agricultural and construction enterprises grew by 1%, respectively, only 0.57%, respectively

上市银行利润持续下滑 今年净利或零增长   2015年上市银行成绩单披露在即,随着已经发布的业绩快报,银行业去年状况尽收眼底。业内预计去年上市银行整体利润增速或在2%左右,银行不良贷款同时承压。分析人士还认为,2016年上市银行净利润增速将“零增长”,不过非息收入有望助力银行业利润增长。   □业绩   利润增速跌进个位数   近期,浦发银行披露的2015年度国内首份银行业绩快报显示,该行2015年度实现营业收入1465亿元,同比增长18.97%。归属于母公司股东的净利润505亿元,同比增长7.6%,每股收益2.66元,归属于母公司普通股股东的每股净资产为15.29元。   此外,兴业银行业绩快报显示,归属于母公司股东的净利润502.57亿元,同比增长6.62%;中信银行归属股东净利润412亿元,同比增长仅1.2%;民生银行发布2015年业绩快报,实现营业收入1544.25亿元,同比增13.99%,实现归母净利润461.11亿元,同比增3.51%。   再看其余几家已披露业绩的上市银行,中信银行及兴业银行2015年归属于上市公司股东的净利润分别增长1.15%、6.62%,而其2014年业绩增速分别达到3.87%、14.38%。平安银行发布业绩预告称,2015年归属于上市公司股东的净利润比上年同期增长5%至15%,而其2014年业绩增速为30.01%。   从上述几份业绩快报不难看出,多数上市银行的业绩增速在2015年进一步下滑,且跌进了个位数。   □探因   互联网金融冲击银行业   银监会数据显示,截至2015年末,银行业资产总额194.2万亿元,比2010年末增长1.1倍;各项贷款余额98.1万亿元,比2010年末增长95%;商业银行资本净额13.1万亿元,比2010年末增长1.6倍。不过,银行净利润增速急剧下滑成为不争的事实。   有媒体援引接近银监会高层人士消息称,银监会曾估算,2015年商业银行全年利润约1.6万亿元,同比增速降至0.5%。   上述业内人士还透露,四大行中部分银行将2016年净利润增速目标定为负5%到负8%,较去年进一步下降。2015年,工行、中行、农行的净利润增速目标为负,建行的目标为1%。   事实上,早在2015年前三季度,国有大行净利润增幅接近“零时代”。五大行中,农工建中四大行净利润同比增速全部跌破1%,分别仅为0.57%、0.59%、0.73%和0.79%。只有交通银行净利润增速保持在1%以上。值得注意的是,中行自2009年以来首次出现单季利润同比负增长。此外,股份制银行中,净利润增速在5%-10%这一区间,增长最快的平安银行净利润同比增长了13.04%。   中国人民大学经济学教授李义平分析称,“在经济增速放缓背景下,银行规模扩张速度减慢,加上利率市场化推进,银行竞争压力加大。此外,银行业风险上升,冲击银行盈利。悲观地看,这种现状要持续两年到三年。”   李义平表示,预计2015年五大行净利润增速趋近零增长,上市银行盈利也不容乐观,差于前一年。具体来看,预计五大行增速放缓更加明显,股份行和城商行还有一定扩张空间。   北京银联信银行业观察家钟加勇则表示,银行利润增速放缓已成事实,增速下滑的原因还包括互联网金融的冲击。可以看到多家银行积极拥抱互联网,部分银行已经推出自己的互联网金融子公司、子品牌,成为业内关注的焦点。   □展望   今年净利恐“零增长”   银行利润增速放缓仍将继续。中国银行业协会近期发布的《2015年银行业展望报告》指出,银行业整体规模增速仍不会过快下降。同时,中间业务收入增速回升以及全行业成本效能继续提升,也将对盈利增长构成一定的支撑。但受累于不良风险的全面暴露以及降息政策的接连冲击,2015年银行业的盈利增速仍将继续下降,预计行业整体净利润增速将下滑。   券商人士普遍认为,中资银行业盈利增长持续承压的局面并未改变。2015年上市银行整体净利增速或在2%左右,2016年或进入“零增长”时代。   交通银行首席经济学家连平则指出,2015年上市银行净利润增速预计为1.8%左右。而在此基础上,分析人士认为,2016年商业银行仍将面临较大经营压力,预计上市银行净利润增长1%左右。   中国银行国际金融研究所最新研报预计,2016年中资上市银行净利润整体将“零增长”。经济增长是影响银行盈利能力的最重要因素,GDP增速每下降1个百分点,银行净利润增速将下降9个百分点左右。目前中国经济正处于新旧动能转换阶段,努力实现制造业从粗放增长到集约增长的升级,并探索从过度依赖投资拉动转换到由消费和投资协调拉动。2016年是转型的关键时期,经济仍面临一定下行压力,预计GDP增速在6.8%左右,上市银行整体净利润增速将出现“零增长”。   不良风险将进一步恶化   银行业资产质量压力仍存、不良率逼近2%。例如,浦发银行2015年末不良贷款率为1.56%,较年初上升50基点,较三季度末上升20基点。   李义平指出,“在银行净利润增速下降情况下,可以预见的是,银行不良承压,预计部分地区不良贷款率上升较快,不良贷款主要集中于钢铁、水泥等产能过剩行业。银行已经对这些行业实施严格的名单制管理。上市银行的不良贷款率步入2%区间,拨备覆盖率也将逼近监管红线。”   国际评级机构穆迪金融机构部副董事总经理刘旻雁此前表示,预计2015年银行不良率将进一步恶化,盈利受压。在她看来,中国经济增速正进一步放缓,同时经济结构调整在进行。结构调整中会伴随很多行业产能的供需关系变化,造成有些行业产能过剩,所以在经济下行结构调整的过程中,银行所面临的企业违约率会上升,今年银行的不良率和一些主要的资产质量指标都会进一步恶化。   毕马威最新报告认为,近两年,银行业整体盈利增速放缓、不良贷款增加成为行业共识,中国银行业面临加强资产风险管控、减少新增不良及持续清收处置不良资产的挑战。   交通银行金融研究中心报告指出,2016年,经济增速放缓趋势未变并对商业银行资产质量形成持续性压力。预计2016年末商业银行不良贷款率上升至 2%-2.2%,较2015年有所放缓,风险相对可控。小微企业、产能过剩行业、三四线城市房地产业和部分类信贷业务风险的走势仍是决定商业银行信用风险状况的重要因素。   上述报告还指出,长期来看,去产能、去杠杆力度的加大有利于银行资产质量稳定,但短期内产能过剩行业的信用风险是否会加速释放值得关注。考虑到我国经济依然处于中高速发展阶段,财政和货币政策也有一定调节空间,商业银行对各类风险的内部消化能力依然较强,即使不良率小幅上升,其信用风险总体仍相对可控。   □分析   非息收入有望助力利润增长   非息收入或将助力银行业利润增长。业内人士指出,上市银行非息业务发展较快,收入贡献度平均每年提升1.5个百分点左右,预计未来还有一定的发展空间,或将成为贡献净利润增长的重要因素。其中,投行、代理、信用卡等业务将是非息收入的主要增长点。   李义平也表示,投资银行、投资交易、资产管理、信用卡等业务将取得较快发展,未来中国直接融资市场将进一步发展,同时居民理财意识的增强,2016年有望推动非息收入的贡献度达到23%-30%的水平上。   中投证券预计,尽管2016年利息收入的变动仍将是银行业收入的主要影响因素,但非息收入存在巨大成长空间,并将随着银行差异化经营而成为银行收入的重要变量。   连平也预计,2016年商业银行非息收入仍有望保持较快增长并成为贡献净利润增长的重要因素之一。预计非息收入增速将达到25%左右,占营业收入比重将达29%左右。   连平认为,尽管此前股市上涨带来的银行理财和代理销售等业务的增速将有所放缓,但投行、代理、信用卡等业务将是非息收入的主要增长点。信用卡业务的收入增长仍然比较稳定,投行业务将保持较快增长,国际结算业务尽管可能受制于出口增速放缓,但中资企业“走出去”战略、人民币资本和金融账户可兑换的推进将在一定程度上起到对冲作用。   京华时报记者余雪菲 进入【新浪财经股吧】讨论相关的主题文章:

合计约为58.75亿元 广东培正学院学费

China electric power construction in the old railway construction tenders bid two a total of 5 billion 875 million yuan China power construction September 9th evening announcement, the company recently with the company under the indirect holding 100% wholly owned subsidiary of Chinese Hydropower Construction Group International Engineering Co. Ltd. were awarded the new railway to Vientiane railway line boten Cheng Xiangmu (referred to as "the old railway construction tenders, V) IV construction tenders, bid amount of approximately 2 billion 698 million yuan, 3 billion 177 million yuan, a total of about 5 billion 875 million yuan. According to reports, the old railway north of the border with Laos China Mohan boten, South to Vientiane, passing through the main city of Laos, Luang Prabang, Wan Rong Meng plug line, the length of 414.33 kilometers. Among them, the construction V section line length is 90.03 kilometers, the construction IV bid section line length is 74.99 kilometers, the estimated construction period is 60 months. The old railway north of the railway in Chinese docking with the grinding jade, southern and Thailand Nongkhai connected to Bangkok railway, is an important part of the trans Asian Railway Channel proposed in the "important infrastructure projects The Belt and Road construction. The stock market investment perspective, trading post, forecast, Niugu capture, as in the micro signal [[ifengstock]] or Phoenix securities after the analysis of the trend of A shares, pointing out the trend of tomorrow, please pay attention to micro signal [or] multitray master [fupan588]     中国电建中标中老铁路两施工标段共58.75亿元 中国电建9月9日晚间公告,公司近日与公司下属间接持股100%的全资子公司中国水电建设集团国际工程有限公司分别中标新建铁路磨丁至万象线铁路工程项目(简称“中老铁路”)施工V标段、施工IV标段,中标金额分别约为26.98亿元、31.77亿元,合计约为58.75亿元。据介绍,中老铁路北起中国老挝边境磨憨 磨丁,南至老挝首都万象,途经老挝孟塞、琅勃拉邦、万荣等主要城市,线路全线长度为414.33公里。其中,施工V标段线路长度为90.03公里,施工IV标段线路长度为74.99公里,预计工期为60个月。中老铁路北端将与中国境内的玉磨铁路对接,南端与泰国廊开至曼谷铁路相连,是拟议中的泛亚铁路中通道的重要组成部分,是“一带一路”建设的重要基础设施项目。股市早报,投资前瞻,涨停预测,牛股捕捉,尽在微信号【凤凰证券】或者【ifengstock】盘后剖析A股走势,指点明日走势,请关注微信号【复盘大师】或【fupan588】  相关的主题文章:

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